Established in 2015, Kissht is a generation next financial technology company that strategically helps individuals to enhance their borrowing capacities. We offer state of the art solutions that are truly user centric and are upscale, giving valuable experience to our customers. Using our digital excellence and experience, we’ve embedded deep Machine Learning and Artificial Intelligence in our patented propriety algorithm. We use tools like advanced analytics and behavioural data to evaluate an individual’s credit worthiness, calculate credit score and offer pre approved loans to the thin filed customers in matter of minutes. We started with the idea of providing a platform for purchases on eCommerce websites. Next, we moved on to develop an app wherein the customers could upload their bank details and social media profiles to get credit conveniently. Following the success of the app, we went a step further to offer truly seamless experience to our ever expanding customer base. We partnered with non-banking financial institutions and created an ecosystem to facilitate easy loans for our customers. Today we have networked with 3000+ offline merchants and 50+ online stores in about 40 cities PAN India.

Key Milestones



Kissht was launched with its headquarters at Mumbai


Kissht Credit Score is introduced. First loan disbursed in partnership with Caratlane.

APRIL 2016

Kissht gets the NBFC license from RBI allowing greater control over the entire process.

July 2016

Kissht closes Series A round of funding led by VenturEast and Endiya Partners


Kissht EMI Card launched – 1 lakh cards issued in the first 1 month.

January 2017

Kissht is awarded the AUA-KUA license by UIDAI and begins eKYC for loan origination. Combined with eSign, Kissht enables the first truly paperless loan disbursal process in India.

April 2017

Dell launches the Aarambh programme in association with Kissht, enabling access to laptop for everyone.

September 2017

Kissht introduced Scan & Pay Credit Wallet

October 2017

Kissht closes the Series B round of funding led by Fosun. VenturEast and Endiya also participate

November 2017

Kissht becomes the first lending company in India to enable the eMandate process introduced by NPCI.

December 2017

Kissht enrolls the first 10 franchisee partners in the towns of Aurangabad and Nashik, initiating its push to reach all of India.