We improve financial freedom for the
under financed using technology

Customer Assessment

Our Machine Learning and AI powered algorithm uses psychography based predictive analysis and 10000+ data touch points to evaluate the credit worthiness of thin filed customers.

Kissht Credit Scoring

Blending traditional credit score metrics with behavioural data and third party sources, we evaluate a person’s ability and ‘willingness to repay’. This credit score helps them get pre-approved loans.


With our motto of “Credit for All” we have created long lasting, mutually beneficial relationship with our customers, helping them with easy financing options.

Kissht Partnerships

Leveraging the power of our digital expertise, we are also building sustainable, successful partnerships with lending institutions.

Finance at POS

3000+ offline partners using Kissht for purchase financing

Online Merchant Partners

50+ Online ecommerce partners for offering EMI services

Kissht Franchise partners

Kissht Franchise partners selling Kissht Personal Loan, Consumer Loan products

Driving Through Digital Excellence

Empowering our systems, processes and products with AI, machine learning, web analytics and behavioural data points, we have totally digitalized our value chain. Naturally, we are able to enrich customer experiences by offering them timely and quick credit solutions seamlessly.